Rancho Palos Verdes, Redondo Beach, Torrance real estate and homes for sale in California, Hollywood Riviera and beach area - Jack McSweeney, REALTOR® Jack McSweeney REALTOR(r) for Rancho Palos Verdes, Redondo Beach, Torrance, California real estate, Hollywood Riviera and beach area - NUMBER1EXPERT™ Jack McSweeney NUMBER1EXPERT(tm) for Rancho Palos Verdes, Redondo Beach, Torrance, California real estate, Hollywood Riviera and beach area
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First Time Homebuyers: Rancho Palos Verdes, Redondo Beach, Torrance California home buying, real estate listings, and homes for sale in Los Angeles                    County, CA
Welcome > For Buyers > First Time Homebuyers ...



Buying Your First Home? Realtors Are Your Professional Guides. Make Sure You Choose a Top Expert. 

THAT WOULD BE ME!
 

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top South Bay real estate expert, it's my job to guide you, from beginning to end. Stress-free! 

I will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. (I work with the best people in the lending business - I know the good ones! 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with one request. All I ask is that you tell your Family and Friends about me. I want to help them too!
Please fill out the form below... or call me now. 310 346-0391
 

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Real Estate Tips
Financing Your Home >Lenders Want to Say Yes

If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.

A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.

There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.

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Real Estate Trivia
Q 
Who received the largest land grant ever given to an English subject for only two beaver skins per year?

A 
William Penn, the Quaker leader, received Pennsylvania and Delaware to settle a debt owed his father by King Charles II.
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Jack McSweeney, REALTORŪ, real estate agent and broker for Rancho Palos Verdes, Redondo Beach, Torrance California home listings, property and land for sale - NUMBER1EXPERT(tm)

Jack McSweeney, SRES, E-PRO, PVS
Re/Max Palos Verdes - EXECS

63 Malaga Cove Plaza
Palos Verdes Estates
California 90274
Office:: (310 ) 378-9494
Cell: (310) 346-0391
Hm: (310) 373-3374
Fax: (310) 861-5045
Email Me Direct:: jack@mcsweeney.com

I am full-time Realtor and Consultant. I have been licensed (#10272230) since 1988, specializing in Residential and Commercial real estate in the South Bay area of Los Angeles including Rancho Palos Verdes, San Pedro, Lomita, Redondo Beach, Hermosa Beach, Manhattan Beach, El Segundo and Torrance. I am a member of the Palos Verdes Association of Realtors, Board Certified Palos Verdes Specialist, California Association of Realtors, National Association of Realtors and the Palos Verdes Chamber of Commerce. I have an extensive financial and management background as a former Member and Specialist on the Pacific Stock Exchange. I am professional. I understand the South Bay real estate market and will confidently guide my clients to their real estate goals. Experience... It Works everytime!

eProMLSSRESEqual HousingREALTOR


Re/Max Palos Verdes real estate and homes for sale in Rancho Palos Verdes, Redondo Beach, Torrance California

SRES - Seniors Real Estate Specialist

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