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Welcome to JACKMCSWEENEY.COM - A top Agent at the RE/MAX Palos Verdes Execs - We have the largest market share from the South Bay to Beverly Hills! Real Estate information and Homes for Sale in Palos Verdes Estates, PVE, 90274, Rancho Palos Verdes, RPV, 90275, Manhattan Beach, MB, 90266, Rolling Hills, RH, 90274, Hermosa Beach, HB, 90254, Redondo Beach, RB, 90277 and 90278 , Hollywood Riviera, 90277, Torrance, 90501, 90502, 90503, 90504, 90505, El Segundo, 90245, Lomita, 90717. **See some of my past sales here SEE ACTIVE LISTINGS NOW: **SEE ALL ACTIVE LISTINGS ('For Sale' Now) IN THE SOUTH BAY HERE (From El Segundo to San Pedro) **SEE ALL ACTIVE LISTINGS IN THE HOLLYWOOD RIVIERA HERE ('For Sale') **SEE ALL ACTIVE LISTINGS IN MANHATTAN VILLAGE HERE ('For Sale') Or Search the MLS like an Agent, in 'real time': Join my ListingBook Looking for something and not finding it? Call me at 310 346-0391, I hear about properties for sale, but not on the MLS, all the time. -BUYER'S - You will find what you are looking for with me. -SELLER'S - When you list your home for sale, your property will get the maximum exposure possible, all over the internet, and first class service! -Testimonials: See what a client recently wrote ... -Also, read what another agent said about me after escrow closed on a recent closed sale. Call me because you want a trusted professional in the South Bay! Jack McSweeney, CDPE, SRES, e-PRO, PVS DRE#1027223 RE/MAX Palos Verdes Execs 63 Malaga Cove Plaza Palos Verdes Estates, CA. 90274 Cell: 1 310 346-0391 EXPERIENCE... It Works Every Time! Member of the RE/MAX Hall of FAME

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Financing Your Home >Lenders Want to Say Yes
If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.
A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.
There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.
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----------------------------------------------- Why Jack is rated one of the top Real Estate Professionals in the South Bay area and the Palos Verdes Peninsula: ** Member of the Re/Max Hall of Fame. ** Re/Max 100% Club of Top Producer's. ** e-PRO - Certified e-PRO professional. ** CDPE - Certified Distressed Property Expert ** SRES - Senior Residential Specialist. ** Board Certified "Palos Verdes Specialist" Specializing in providing my clients "the finest service possible" in both Residential and Commercial Real Estate in The South Bay area of Los Angeles, California. Many references. Contacts: (Hm Office) 310 373-3374 (Cell) 310 346-0391 (FAX) 310 861-5045 Search the MLS like an Agent, Join my ListingBook
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